Are you a small business in South Jersey or Philadelphia who needs money to start or grow your business?


CBAC's Statement on COVID-19UPDATED 11-19-20

CBAC values the health and safety of our staff, loan clients, small businesses seeking our assistance, and our partners and stakeholders. We are currently working with the New Jersey Economic Development Authority (NJEDA), other agencies, and partners to assist small businesses during the pandemic. We are experiencing an unusually high volume of inquiries so thank you for your patience. Please CLICK HERE to read our response to the pandemic, and how we will continue to be available and responsive to your small business needs in our target area.

CBAC is not an SBA Paycheck Protection Program (PPP) lender.

The SBA PPP expired on 8-8-2020. CBAC is an SBA Lender but we never offered PPP Loans.  Any PPP applications sent to us were deleted or shredded in order to protect your privacy! Please contact your current bank or visit for updated information regarding future program funding and other, available assistance.

If your business is located in or moving to Southern New Jersey or Philadelphia, Pennsylvania, and if you are struggling to get a loan at a competitive interest rate or need additional funding for a larger transaction, CBAC wants to help you start, grow, and succeed. 

CBAC is a non-profit, mission-driven community lending organization that offers a range of loan products and support services entrepreneurs to meet your existing and start-up business needs.

We offer transparent, fair, and competitive interest rate business loans with low fees to small businesses throughout Southern New Jersey and Philadelphia. We can make loans directly to your business and in partnership with banks and other lenders to help you get the capital you need, and we offer convenient repayment plans.

Our professional staff works one-on-one with you to tailor a financing package that meets your unique business needs. We also blend the resources and experiences of our partners with our programs and services to provide your business with customized coaching, training, and technical assistance.  

Loan Programs 

Want to learn more about our loan programs before you apply?

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In the past five years, CBAC made over 500 loans, which created and retained approximately 2,700 jobs.

Sixty-one percent of CBAC's loans were to women and minority-owned businesses.











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CBAC is a certified Community Development Financial Institution (CDFI), and Community Development Entity (CDE) through the United States Department of Treasury.  CBAC is funded in part through a Cooperative Agreement with the U.S. Small Business Administration.  We are also a participating lender with the following agencies and organizations:

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