Are you a small business in South Jersey or Philadelphia that needs money to start, grow or pivot your business?

CBAC's COVID-19 Statement - UPDATED 5-2022

Effective April 27, 2022, CBAC temporarily suspended accepting start-up business loan applications. We are still accepting loan applications from existing businesses, which CBAC defines as a business in operation a minimum of 12 months and at least one year of filed tax returns. The current volume of lending to existing businesses and staff capacity made this temporary decision necessary, and we will update the website when the suspension is lifted.

Though many Federal and State direct assistance programs ended, we still work with the NJ Economic Development Authority (NJEDA), federal agencies, and other partners to assist small businesses. CLICK HERE to read our most current pandemic action statement, and how we strive to be available and responsive to your small business needs in our target communities. Thank you for your patience as we continue to do all we can to serve the small business community.

If your business is located or moving to Southern New Jersey or Philadelphia, Pennsylvania, and if you are struggling to get a loan at a competitive interest rate or need additional funding for a larger transaction, CBAC wants to help you start, grow, adjust, survive, thrive and succeed.

CBAC is a non-profit, mission-driven community lending organization that offers a range of loan products and support services to entrepreneurs to meet your existing and start-up business needs.

We offer transparent, fair, and competitive interest rate business loans with low fees to small businesses throughout Southern New Jersey and Philadelphia. We can make loans directly to your business and in partnership with banks and other lenders to help you get the capital you need, and we offer convenient repayment plans.

Our professional staff works one-on-one with you to tailor a financing package that meets your unique business needs. We also blend the resources and experiences of our partners with our programs and services to provide your business with customized coaching, training, and technical assistance.