We Welcome Partners
Now, more than ever, CBAC could not help small businesses thrive and contribute to our regional economy without partners like you. We work with banks and lenders, accounting firms, attorneys, Realtors® and other real estate professionals, and local and county government agencies throughout the region to help your clients and constituents get the financing they need to grow their businesses and improve our communities.
Banks & Lenders
Do you have business customers that need financing you cannot provide in whole or in part? Would you like to help your small business customer get the financing needed without losing the entire business relationship to someone else?
If you are a bank or lending institution challenged to get your customers the financing they need without jeopardizing the entire business relationship, CBAC might be able to help.
CBAC regularly makes loans in partnership with banks and other lenders. In most cases, we take a subordinated position to you, which decreases your risk on the deal.
You can use your own application, supporting documentation requirements, fees, underwriting criteria, and terms. Your borrowers can use the combined loan proceeds for acquisition and renovation of owner-occupied commercial real estate as well as leasehold improvements, equipment, inventory, and working capital. Most importantly, you eliminate the risk of losing your other lines of business with that customer to a competitor.
Maybe your customer is not quite ready for bank or lender financing. By referring them to CBAC, you can help them get the funds they need without the worry of losing the other business that they have with you to CBAC. Since we are a CDFI, non-bank lender, we don’t require borrowers to move other lines of business to us.
Professional Business Services Providers
Do your professional business services clients need help with starting or growing their businesses, or finding capital to do so?
If you are a law firm, accounting firm, Realtor® or commercial real estate professional, insurance agency or broker, or other professional services firm that works with small businesses; CBAC might be able to help your clients with their financing needs.
CBAC regularly serves as a resource for professionals and firms that work with small businesses to get the capital they need to purchase equipment, lease or purchase and renovate commercial space, or access working capital. If you would like to know more about how CBAC might be able to work with you to assist your clients, we would like to hear from you. You can call us at 856-966-8181 or email us at info@CBACLenders.com.
Local & County Government Agencies
Do your constituents need help with starting, succeeding, or growing their businesses? Would you like to offer a targeted loan program to help attract and retain businesses in your community?
CBAC regularly serves as a resource for local and county government agencies and partnerships and accepts constituent referrals for services. CBAC also operates specialty loan programs in partnership with local and county governments in Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem Counties in New Jersey and Philadelphia, Pennsylvania.
If you would like to know more about how CBAC might be able to assist your constituents through a referral partnership, or if you would like to discuss setting up or expanding a local or regional business capital loan fund, we would like to hear from you. Please call us at 856-966-8181 or email us at info@CBACLenders.com.