Learn More About Our Team
Harry Stone joined CBAC in 1999. As President/Chief Executive Officer of CBAC, he manages all lending and technical assistance activities and working relationships with various local, state, and federal stakeholders. For the past 40 years, Harry has worked in commercial lending and economic development; serving in positions such as President, Director of Lending, Branch Manager, and Commercial Loan Officer in Southern New Jersey and Philadelphia. With strengths in new business development, financial analysis, and a diversified accounting background, Harry can identify and evaluate a customer’s financial needs, and structure customized credit options that benefit both the customer and any additional lenders that might be collaborating with CBAC to meet your credit needs.
Harry holds a Bachelor of Science in Accounting from Rutgers University and is a Certified Public Accountant (inactive). He is also an advisory board member of the America’s Small Business Development Center (SBDC) at Rutgers University Business School – Camden Campus, and a member of the board of directors of the Camden County Regional Chamber of Commerce.
Steven M. Winheld
Steven M. Winheld joined CBAC in 2017. Steve has over 30 years of experience in public and private accounting. In his role with CBAC, Steve oversees all CBAC loan accounts and manages our accounting functions to make sure that we follow all rules, regulations, and guidelines for all potential and current loans provided by the organization. In his previous roles Steve has overseen the Finance, Human Resource and Information & Technology (IT) Departments of various companies ranging in size from 10 to over 1,000 employees.
Steve holds a Master of Business Administration from Rutgers University and a Bachelor of Business Administration in Accounting from Temple University. Steve is a licensed Certified Public Accountant in Pennsylvania and New Jersey, and a Chartered Global Management Accountant. He is also an active member of the American Institute of Certified Public Accountants, Pennsylvania Institute of Certified Public Accountants and the New Jersey Society of Certified Public Accountants.
Barbara Anne Gardenhire-Mills
Barbara Anne Gardenhire-Mills joined CBAC in 2018. She is a seasoned community and economic development professional with three decades of experience in the government, non-profit, and corporate arenas. She works with CBAC’s team to strengthen our compliance and branding infrastructures, and she provides outreach, training, coaching, and technical assistance to existing and potential CBAC clients. Before CBAC, Barbara Anne served as the U.S. Department of Housing & Urban Development (HUD) Management Analyst & Community Liaison for the White House Promise Zone Initiative in Camden, NJ. Before that, Barbara Anne served as Supervisor of Lender Relations & Economic Development/Women’s Business Ownership Representative with the NJ District Office of the SBA, and she held other positions at varied levels of management and senior leadership with the SBA, and in the non-profit, for-profit, and municipal government arenas. She has also been a small business owner and a government contractor.
Barbara Anne holds a Master of Science in Executive Leadership from Champlain College, a Bachelor of Arts in Political Science/Honors with concentrations in Pre-Law and Women’s Studies from Rowan University, and an Associate of Arts in Liberal Arts with a concentration in Business Communications from Cumberland County College. She also holds multiple professional and adult continuing education certificates, and she is a member of several professional and civic organizations.
Brian Stone joined CBAC in 2009. With over ten years of experience, Brian is currently a Commercial Loan & Technical Assistance Officer at CBAC. In this role, he manages CBAC's commercial loan portfolio, assesses clients’ financial needs, conducts loan closings, meets with clients to discuss community development and technical assistance opportunities, engages banks and local finance organizations when additional capital and services are needed, and underwrites loans that help CBAC achieve our strategic goals.
Previously, Brian served as a Credit Analyst and Technical Assistance Officer with CBAC. He holds a Bachelor of Science in Business Administration from the University of North Carolina, Kenan-Flagler Business School and he has completed commercial loan courses through the Risk Management Association (RMA). His strengths include relationship management, business development and financial analysis.
Josué Figueroa joined CBAC in 2019 as a Commercial Loan and Technical Assistance Officer. With over 30 years of experience in the non-profit, for-profit, and Federal government, Josué blends his experiences and resource network to help his customers fulfill their financing and technical assistance needs. Before joining CBAC, Josué spent ten years of his professional career in the banking industry, helping businesses in the Philadelphia Metropolitan Area achieve their financial goals and access the funding needed to advance their business operations. He has extensive experience building relationships within the public and private sectors and is bilingual in English and Spanish. Also, his tenures with the U.S. Census Department gives him a unique, informed view of the demographics of our seven target market counties in South Jersey and Philadelphia.
Over the years, Josué has served as a member of several professional and civic non-profit organizations. Most recently, he was elected Secretary of the Executive Board of Esperanza in Philadelphia, Pennsylvania.
Business Development & Technical Assistance Officer
Nancy Wiesenthal joined CBAC in 2009. Nancy has over 20 years of experience in retail banking, and she held other positions outside of banking as a Registered Financial Advisor and Insurance Professional, serving the (403)b education market. Nancy also previously owned and operated two, successful small businesses.
In her Technical Assistance Officer role with CBAC, Nancy assesses clients' financial needs and works with applicants and clients to obtain needed financial documents. She then collaborates with the CBAC team to review and approve applications and conducts loan closings. Nancy also maintains extensive relationships with partners and clients and provides ongoing technical assistance and coaching to clients. Additionally, she actively participates in community outreach to expand the visibility of CBAC’s work.
Ryan Acito joined CBAC in 2017. In his role as Credit Analyst and Technical Assistance Officer, he is responsible for the financial analysis of loan packages, community development activities, data collection, and analysis of lending and technical assistance outcomes, and providing customer technical assistance for Cooperative Business Assistance Corporation’s (CBAC) customers.
Before joining CBAC, Ryan served as Data & Evaluation Associate with the White House Promise Zone in Camden, NJ during his time with AmeriCorps VISTA (Volunteers In Service To America). AmeriCorps VISTA is a national service program of the Corporation for National & Community Services (CNCS). Ryan holds a Bachelor of Arts from Villanova University with a major in Economics and a minor in Public Service and Administration. His additional strengths include financial and data analysis in the nonprofit sector.
Lisa Polidora joined CBAC in 2009, and she has over 20 years of experience providing personalized customer services and accounts management in banking and business. She provides technical assistance to customers. In addition to maintaining regular contact with clients, she manages systems that capture data and analyze clients’ business operations. She also reports on all technical assistance activities and assists with other funder reports.
Funds Management Assistant
Ana O’Reilly joined CBAC in 2000 and has over 25 years of administration experience. As Funds Management Assistant, Ana maintains various accounting and loan systems, processes customer loan payments, and completes monthly loan reconciliations. Ana is also fluent in Spanish and translates for clients that need technical assistance in their primary language. Before joining CBAC, Ana served as Office Manager for another local economic development association.